About Ricardo Villa
Meet Ricardo Villa
Licensed California REALTOR® (DRE #02057985) with eXp Realty of California — helping buyers, sellers, and investors across the greater Sacramento region and Northern California.
The Full Story
100+ Transactions, Nearly 200 Families
I’ve been a licensed California REALTOR® for over eight years, working with eXp Realty of California across the greater Sacramento region and Northern California. In that time I’ve closed more than 100 transactions and helped nearly 200 families buy, sell, or invest.
Most of the people I work with are first-time buyers, relocating families, sellers, investors, second-home buyers, new-construction buyers, and retirees moving into the area. The work looks different for each of them, but it always starts in the same place: what you actually want, and what the numbers say about it.
My bachelor’s degree is in accounting. I spent years reading through financial statements before I ever wrote an offer, and it changed the way I sell houses. I care about your monthly payment, your closing costs, your net proceeds, and whether a rental genuinely cash-flows — not just the list price.
I also invest in and renovate properties myself. So when we look at a fixer, a rental, or a flip, I’m drawing on my own money and my own projects rather than repeating what someone else told me.
What I promise is simple: honest advice, practical knowledge of this market, transparent communication, and a plain-language explanation of every stage of your transaction. I work in both English and Spanish — whichever you’re more comfortable with.
What That Means for You
How I Work With Clients
Every transaction I run comes back to four things.
Numbers First
An accounting background means a financial read on every offer: payment, reserves, and net proceeds before you commit.
Investor Experience
I buy and renovate properties myself, so we can talk about real renovation costs and real returns rather than estimates.
Bilingual Service
Full service in English and Spanish — meetings, contracts, and explanations in the language you prefer. Se habla español.
Straight Answers
If a price is wrong, if the timing is off, or if walking away is smarter, you’ll hear it from me before you spend money.
Investing & Renovation
I Buy and Renovate Houses Myself
Rental properties, fix-and-flips, and homes that need work are a large part of what I do — both for clients and for myself. That firsthand experience is useful when a property has problems that aren’t obvious in the listing photos.
We’ll look at purchase price, renovation budget, holding costs, and what the property is likely to rent or resell for. If the numbers don’t work, I’ll tell you before you spend money on inspections.
I don’t promise returns, and I won’t pretend the market is predictable. What I can do is show you the math, the risks, and the assumptions behind it.
Service Area
Where I Work
Eleven cities across Sacramento and the surrounding Northern California counties. Pick one to see what’s on the market there.
Sacramento
The region’s center — the widest range of neighborhoods, price points, and housing ages.
View Homes 02Roseville
An established suburb with broad shopping, good schools, and decades of newer housing.
View Homes 03Rocklin
Foothill-adjacent and family-heavy, with newer construction and larger lots.
View Homes 04Folsom
Historic old town, a lake, and trails — plus a lot of newer building along Highway 50.
View Homes 05Lincoln
Further out on Highway 65, which usually means more house for the money.
View Homes 06Yuba City
Its own economy north of the valley, with lower entry prices than the metro suburbs.
View Homes 07Marysville
An older Yuba County river town next to Yuba City, with historic housing stock.
View Homes 08Carmichael
Unincorporated Sacramento County just east of the city: mid-century homes and mature trees.
View Homes 09Fair Oaks
Known for its tree canopy and the American River bluffs — older homes on generous lots.
View Homes 10Woodland
A Yolo County farming town with a walkable downtown and an easy run toward Davis.
View Homes 11Davis
A university town with strong schools, heavy bike culture, and higher prices than the county.
View Homes Somewhere Else?Tell Me Where You’re Looking
If your city isn’t on this list, I can still pull the market data for it.
Get In TouchNext Step
Tell Me What You’re Planning
Whether you’re a year out or ready to write an offer this week, the conversation starts the same way: you tell me what you’re thinking, and I tell you what I’d do.